Best Travel Credit Cards with Airport Lounge Access in Canada 2023: Top Picks for Frequent Flyers

Travel credit cards with lounge access are becoming increasingly popular among frequent travelers. These credit cards offer a range of benefits, including access to airport lounges, travel rewards, and other perks. This section will provide an overview of the best travel credit cards with lounge access in Canada in 2023.

The American Express Platinum Card is one of the most popular travel credit cards with lounge access. This card offers access to the American Express Global Lounge Collection, which includes over 1,200 airport lounges worldwide. Cardholders can also enjoy complimentary hotel room upgrades, travel insurance, and concierge services.

Another popular option is the TD Aeroplan Visa Infinite Card. This card offers access to the Air Canada Maple Leaf Lounge, as well as other Star Alliance lounges around the world. Cardholders can earn Aeroplan Miles on all purchases and enjoy priority check-in, boarding, and baggage handling benefits.

The CIBC Aerogold Visa Infinite Card is another great option for travelers. This card offers access to the Air Canada Maple Leaf Lounge and other benefits, such as travel insurance, concierge services, and Aeroplan Miles on all purchases.

The BMO World Elite Mastercard is another top pick for travelers. This card offers access to the Mastercard Airport Experiences provided by LoungeKey, which includes over 1,000 airport lounges worldwide. Cardholders can also earn BMO Rewards points on all purchases and enjoy benefits such as travel insurance and concierge services.

Overall, travel credit cards with lounge access are a great option for frequent travelers who want to enjoy various benefits and perks. By choosing the right card, travelers can access airport lounges, earn travel rewards, and enjoy various other benefits that make traveling more enjoyable and convenient.

Best Travel Credit Cards with Airport Lounge Access

Benefits of Using Best Travel Credit Cards with Airport Lounge Access

Travel credit cards with lounge access offer several benefits that can make traveling more comfortable and convenient. Here are some of the benefits of using travel credit cards with lounge access:

Access to Airport Lounges

One of the main benefits of using travel credit cards with lounge access is the ability to access airport lounges. Airport lounges offer a comfortable and quiet place to relax before your flight. Many lounges offer complimentary food and drinks, free Wi-Fi, and other amenities like showers, kids’ areas, and quiet rooms. With a travel credit card that offers lounge access, you can enjoy these benefits without paying for a day pass or buying a first-class ticket.

Priority Pass Membership

Many travel credit cards with lounge access come with a Priority Pass membership. Priority Pass is a network of over 1,300 airport lounges worldwide. With a Priority Pass membership, you can access any of these lounges regardless of the airline you’re flying or the class of your ticket. This can be especially useful if you’re traveling internationally and don’t have access to your airline’s lounge.

Expedited Security Screening

Some travel credit cards with lounge access also offer expedited security screening. This can save you time and hassle at the airport, especially during peak travel times. With expedited security screening, you can bypass the long lines and get to your gate faster.

Rewards and Perks

In addition to lounge access, travel credit cards offer a variety of rewards and perks. These can include bonus miles or points for signing up, earning points on purchases, and redeeming points for travel, merchandise, or cash back. Some travel credit cards also offer perks like travel, baggage, and rental car insurance.

Overall, using a travel credit card with lounge access can make traveling more comfortable and convenient. With access to airport lounges, Priority Pass membership, expedited security screening, and rewards and perks, you can enjoy a more seamless travel experience.

Top Travel Credit Cards With Lounge Access in Canada 2023

When it comes to travel credit cards with lounge access in Canada, there are several options available. Here are some of the top choices for 2023:

American Express Platinum Card

The American Express Platinum Card is a premium travel credit card that offers access to over 1,200 airport lounges worldwide, including the prestigious Centurion Lounges. Cardholders receive unlimited access to lounges for themselves and a guest, a $200 annual travel credit, and a welcome bonus of up to 50,000 Membership Rewards points. The card also offers a range of other travel benefits, such as travel insurance, hotel upgrades, and concierge services.

BMO World Elite MasterCard

The BMO World Elite MasterCard is another popular travel credit card with lounge access in Canada. Cardholders receive four complimentary Priority Pass lounge visits per year and a range of other travel benefits, such as travel insurance, concierge services, and a welcome bonus of up to 40,000 BMO Rewards points. The card also offers a generous earn rate of 3 BMO Rewards points per dollar spent on travel, dining, and entertainment purchases.

Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card is a great choice for frequent travelers looking for a travel credit card with lounge access. Cardholders receive six complimentary Priority Pass lounge visits per year and a range of other travel benefits, such as travel insurance, concierge services, and a welcome bonus of up to 40,000 Scotia Rewards points. The card also offers a competitive earn rate of 2 Scotia Rewards points per dollar spent on eligible purchases.

RBC Visa Infinite Avion

The RBC Visa Infinite Avion is a versatile travel credit card that offers access to a range of airport lounges worldwide. Cardholders receive four complimentary Priority Pass lounge visits per year and a welcome bonus of up to 35,000 Avion points. The card also offers a range of other travel benefits, such as travel insurance, concierge services, and a generous earn rate of 1.25 Avion points per dollar spent on eligible purchases.

TD First Class Travel Visa Infinite Card

The TD First Class Travel Visa Infinite Card is another popular travel credit card with lounge access in Canada. Cardholders receive four complimentary Priority Pass lounge visits per year and a welcome bonus of up to 60,000 TD Points. The card also offers a range of other travel benefits, such as travel insurance, concierge services, and a generous earn rate of 3 TD Points per dollar spent on eligible purchases.

These are some of the top travel credit cards with lounge access in Canada for 2023. Each card offers a range of benefits and features, so choosing the one that best suits your travel needs and spending habits is important.

Factors to Consider When Choosing a Travel Credit Card

When choosing a travel credit card with airport lounge access in Canada, several factors must be considered. Here are some of the most important factors to keep in mind:

Annual Fee

The annual fee is one of the first things to consider when choosing a travel credit card. Some cards have no annual fee, while others cost hundreds of dollars yearly. While a higher annual fee may come with more benefits, it’s important to ensure that your benefits are worth the cost. Be sure to calculate the potential savings from lounge access and other benefits to determine if the annual fee is worth it.

Lounge Access

The main benefit of a travel credit card with airport lounge access is lounge access. However, not all lounge access is created equal. Some cards offer access to a limited number of lounges, while others offer access to a wider network. It’s important to check which lounges are included in the card’s network and whether they are in your frequent airports. Additionally, some cards require a certain level of spending or loyalty to access lounges, while others offer unlimited access.

Rewards and Points

Another important factor to consider is the rewards and points system of the card. Some cards offer rewards that can be redeemed for travel, while others offer points that can be redeemed for various rewards. It’s important to check the redemption value of the rewards and points to ensure they are worth the spending required to earn them. Additionally, some cards offer bonus points or rewards for specific types of spending, such as travel or dining.

Foreign Transaction Fees

If you plan on using your travel credit card outside of Canada, it’s important to consider foreign transaction fees. Some cards charge a fee for each transaction made in a foreign currency, while others waive these fees. Calculating the potential fees you may incur and comparing them to the savings from lounge access and other benefits is important.

Travel Insurance

Finally, it’s important to check the travel insurance the card offers. Some cards offer comprehensive travel insurance, while others offer limited coverage. It’s important to check the coverage limits and exclusions to ensure the insurance meets your needs. Additionally, some cards require that travel be booked using the card to be eligible for insurance coverage.

When choosing a travel credit card with airport lounge access in Canada, it’s important to consider the annual fee, lounge access, rewards and points, foreign transaction fees, and travel insurance. By carefully considering these factors, you can choose a card that offers the benefits you need at a price you can afford.

How to Maximize Benefits from Your Travel Credit Card

Travel credit cards with airport lounge access are a great way to enhance your travel experience. However, you must know how to use your credit card effectively to get the most out of your credit card. Here are a few tips to help you maximize the benefits of your travel credit card.

Choose the Right Card

The first step to maximizing the benefits of your travel credit card is to choose the right one. Look for a card that offers airport lounge access and other travel-related benefits such as travel insurance, hotel discounts, and bonus points for travel purchases. Compare different cards to find the best fit for your needs and travel habits.

Know Your Benefits

Once you have chosen your travel credit card, it is important to understand the benefits that come with it. Read the terms and conditions carefully to know what benefits you are entitled to. Some cards offer unlimited lounge access, while others have limited visits per year. Knowing your benefits will help you plan travel and maximize your credit card.

Plan Ahead

It is important to plan to maximize the benefits of your travel credit card. Book your flights and hotels using your credit card to earn bonus points and take advantage of discounts. Check the lounge access policies of the airports you will be visiting to ensure you can use your credit card to access the lounge. Some lounges require reservations, so plan to avoid disappointment.

Use Your Card Wisely

Use your travel credit card wisely to get the most out of your travel credit card. Pay off your balance in full each month to avoid interest charges. Use your card to pay for travel-related expenses such as flights, hotels, and car rentals to earn bonus points. Take advantage of the travel insurance and other benefits that come with your card to save money and enhance your travel experience.

By following these tips, you can maximize the benefits of your travel credit card and enjoy a more comfortable and rewarding travel experience.

Also Read: No credit check credit cards

Comparing Travel Credit Cards With Lounge Access

When choosing a travel credit card with lounge access in Canada, several options are available. Here, we’ll compare some of the most popular travel credit cards with lounge access and highlight their features.

American Express Platinum Card

The American Express Platinum Card is one of Canada’s most premium travel credit cards and comes with a hefty annual fee of $699. However, it offers excellent value for frequent travelers who value luxury and exclusive perks. Cardholders can access over 1,200 airport lounges worldwide, including the prestigious Centurion Lounges, Priority Pass, and Plaza Premium Lounges. Other benefits include a $200 annual travel credit, complimentary hotel room upgrades, and elite status with hotel loyalty programs.

Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card is a popular choice for travelers who want lounge access but don’t want to pay a high annual fee. The card comes with an annual fee of $139, and cardholders get six free visits per year to Priority Pass airport lounges. The card also offers no foreign transaction fees, travel insurance, and rewards points that can be redeemed for travel.

TD Aeroplan Visa Infinite Card

The TD Aeroplan Visa Infinite Card is an excellent choice for travelers who want to earn Aeroplan miles and enjoy lounge access. The card comes with an annual fee of $139 and offers cardholders access to Air Canada Maple Leaf Lounges and Priority Pass lounges. Cardholders can earn up to 1.5 Aeroplan miles per dollar spent and enjoy travel insurance benefits.

BMO World Elite Mastercard

The BMO World Elite Mastercard is a versatile travel credit card that offers lounge access and rewards points. The card has an annual fee of $150 and offers four free visits per year to Priority Pass lounges. Cardholders can earn 3 BMO Rewards points per dollar spent on travel, dining, and entertainment purchases. Other benefits include travel insurance and exclusive hotel perks.

CIBC Aventura Visa Infinite Card

The CIBC Aventura Visa Infinite Card is a popular choice for travelers who want to earn rewards points and enjoy lounge access. The card comes with an annual fee of $139 and offers cardholders access to Priority Pass lounges. Cardholders can earn up to 3 Aventura points per dollar on travel and dining purchases and enjoy travel insurance benefits.

The best travel credit card with lounge access depends on your travel habits and preferences. Consider the annual fee, lounge access benefits, rewards points, and other perks when choosing the right card.

Frequently Asked Questions

What are the best travel credit cards in Canada for accessing airport lounges?

Some of the best travel credit cards in Canada for accessing airport lounges include the American Express Platinum Card, the Scotiabank Passport Visa Infinite Card, and the TD Aeroplan Visa Infinite Card. These cards offer varying levels of lounge access, so it’s important to compare the benefits of each card to determine which one is best for your needs.

What banks in Canada offer credit cards with airport lounge access?

Several banks in Canada offer credit cards with airport lounge access, including American Express, Scotiabank, TD Canada Trust, and RBC. Each bank offers different types of lounge access, so it’s important to compare the benefits of each card to determine which one is best for your needs.

Which credit cards in Canada provide access to the Maple Leaf Lounge?

Several credit cards in Canada provide access to the Maple Leaf Lounge, including the American Express Platinum Card, the TD Aeroplan Visa Infinite Card, and the CIBC Aeroplan Visa Infinite Card. These cards offer varying levels of lounge access, so it’s important to compare the benefits of each card to determine which one is best for your needs.

What are the benefits of having a credit card with Priority Pass in Canada?

A credit card with Priority Pass in Canada provides access to over 1,300 airport lounges worldwide. This can be especially beneficial for frequent travelers who want to relax and recharge before their flight. Priority Pass also offers discounts on airport restaurants and retail stores and access to travel benefits such as travel insurance and concierge services.

How can I access airport lounges in Canada using my credit card?

To access airport lounges in Canada using your credit card, you will typically need to present your credit card and a valid boarding pass at the lounge entrance. Some credit cards also require you to register for lounge access in advance or pay a fee for access. It’s important to review the terms and conditions of your credit card to understand the specific requirements for accessing airport lounges.

Which credit card in Canada offers the most airport lounge access?

The American Express Platinum Card is one of the credit cards in Canada that offers the most airport lounge access. Cardholders can access over 1,200 airport lounges worldwide, including the Centurion Lounge, Priority Pass lounges, and Delta Sky Club lounges. The card also offers travel benefits like travel insurance, concierge services, and hotel upgrades.

Leave a Comment